Rental Association of the Wenatchee Valley
About RAWV |  Landlord Information |  Landlord Tenant Laws
a

Home

Code of Ethics

Member Resources

How to Join

Meeting Schedule

Legislative Contacts and Issues

WAA - Washington
Apartment Association

Advertiser's Directory

Contact Us

For Website Comments or Corrections:
Click Here

 

Screening Tenants

Effective June 7, 2012

The law is referred to as the "Fair Tenant Screening Act" and is effective June 7, 2012.  

Specifically, Section 3 of RCW 59.18.257 is amended to read (in part) as follows:

"Prior to obtaining any information about a prospective tenant, the prospective landlord first notify the prospective tenant in writing, or by posting of: What types of information will be accessed to conduct the tenant screening; What criteria may result in a denial of the application; and If a consumer report is used, the name and address of the consumer reporting agency and the prospective tenant's right to obtain a free copy of the consumer report in the event of a denial or other adverse action, and to dispute the accuracy of information appearing in the consumer report."

"If a prospective landlord takes an adverse action, the prospective landlord shall provide a written notice of the adverse action to the prospective tenant that states the reasons for the adverse action. The adverse action notice must contain."  

Previously, adverse action notices were not required to be in writing. In a nutshell, the law requires what have become industry best practices - providing written criteria (up front) and written adverse action notice (out back - when adverse action is taken).

To review the RCW with strikethroughs and additions, click here

CRITERIA

RAWV has developed two Sample Criteria forms for members to use or modify, and MOCO has a Sample Criteria document you can review. Click the following links:
Sample Criteria - Form #13
Sample Criteria - Form #13A
MOCO Sample Criteria

_________________________________________________

RAWV recommends that all landlords do a thorough job screening prospective tenants. The RAWV also recommends that you do a background criminal history and credit history on all applicants 18 years of age and older. New laws require that you treat married couples the same as single individuals, meaning that if you do a background check on unmarried prospective "couples" then you need a separate background check on each married partner also.

The process to qualify as a client (landlord) is more complicated than it used to be. The Credit Bureaus have announced new strict requirements for obtaining credit reports. The Fair Credit Reporting Act requires that one must have a "permissible purpose" for obtaining credit reports. To make is easier we have come up with a two step process, depending on the type of background checks you choose to do, you have two options. To apply for the second option, the first option must be completed first.

First Option/Phase 1
Background checks without credit report included

If you are a member of the RAWV, or are joining now and wish to use either option, you must first please complete the Option 1/Phase One. Click here for MOCO Screening Application (8 pages).

Attach a $35.00 check made out to the RAWV and send to PO Box 554, Wenatchee, WA 98807. You can include this in the same envelope as your application for membership. The $35.00 covers our bookkeeping cost to process your application. At this point you are qualified to recieve two screening reports that The Information Source has developed for those of you who may choose not to meet, cannot meet, or those who have not yet completed the second option. The two reports that don't include the credit report are:

Essential Report - $31.00
Contains a criminal report, as well as sex offender registry search. In addition, it includes a nationwide eviction, judgment, and lien search, plus an ID verification which shows additional names and addresses the applicant has used. You will recieve a bill from the RAWV after you obtain your report.

Protector Report - $43.00
Contains a criminal and court report, a sex offender registry search, verification of addresses and phone numbers listed on the application, references from all landlords listed as well as all employers listed. In addition, it includes a nation wide eviction, judgment, and lien search, plus an ID verification which shows additional names and address the applicant has used, plus rental related debt is research and verification of that debt is attempted. You will receive a bill from RAWV after you obtain your report.

Option Two/Phase 2
Credit Screening and background check (Recommended by RAWV)

If you choose to pursue qualifying for credit reports then you must complete complete additional requirements through the Credit Bureau. If you are a Sole Proprietor, CLICK HERE for your application, if you have a business license CLICK HERE for an application. The process is outlined in the packet and includes documentation that proves you are in business as a residential rental business. It also includes an inspection of your "storefront" or "home" office, which will cost $65.00.

In short, the Credit industry is limiting access to credit reports to valid businesses. These requirements must be met to obtain credit reports. One of the requirements is that you are a member of our organization. Once you qualify you are eligible to receive one of these two reports. Remember this takes time. Allow one week after you have completed the application and sent it in to get an inspection. You may fax the information to the number that is included in the packet if you wish to speed it up. You may also include your credit card information to make the payment. The reports you receive will include a credit report. You can choose either option.

QUICK CHECK REPORT - $31.00
This provides you with a credit report, a criminal check (1), an eviction check (1) and a search of our "Renter Data Base". You will receive a bill from RAWV after you obtain your report.

COMPLETE REPORT - $43.00
This provides you with a credit report, a criminal check (1), an eviction check (1), a search of our "Renter Data Base", verification of addresses and phone numbers listed on the application, references from all landlords listed as well as all employers listed and banking information.You will receive a bill from RAWV after you obtain your report.

For the Information Source Fax Cover sheet click here (Form #52)

For more information about MOCO-The Information Source, check their website, www.moco-inc.com.

 


   2008 © Rental Association of the Wenatchee Valley - All rights reserved.